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This listing is for a digital design file ONLY, NOT A FINISHED PRODUCT. You must have an embroidery machine to use this file. You must have embroidery software to personalize/add a name to this item. Due to the digital nature of this item, RETURNS/REFUNDS ARE NOT AVAILABLE. File formats included in zip: .DST, .PES, .VP3, .XXX, .EXP, .HUS, .JEF, .VIP. If you would like a different format, please message me prior to purchase to request your file type. Unless otherwise stated in item description, fonts are not included in download. Text not Included. "Shopkin Funds" Text Not Included.